An event may need to be cancelled, postponed or relocated. If this is due to circumstances beyond the control of the organiser, they may need to make a claim in respect of financial losses, including any anticipated profit. If it is possible for the event to proceed, perhaps at an alternative location or at a later date, this insurance will meet the reasonable additional expenses incurred in pursuit of this being achieved. An organiser may also find that they are unable to vacate the premises due to an unforeseeable event such as inability to access the venue. The delay in leaving a venue can attract a financial penalty, which can also be covered.